Senior Product Manager - Cash Reconciliation

About PayJoy   PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.  Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.  Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life.  PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.   This role

We are seeking a strategic, data-driven, and highly collaborative Senior Product Manager to lead the product for the Money Reconciliation team. You will define and launch the software products that enable PayJoy to scale its internal financial systems globally, bridging business strategy, user experience, and technology to build impactful, scalable products.

Your mission is to get us away from spreadsheets. You will replace manual reconciliation processes with reliable, auditable, automated systems that give our finance teams accurate, real-time visibility into every dollar moving through the business. You should be comfortable working with engineering to validate the correctness of these implementations.

You will own the multi-year product roadmap, align stakeholders, and lead cross-functional teams. As the link between technical and business needs, your days will be diverse, from collaborating with accounting and leadership to working with operations and engineering squads. Your success will depend on your leadership through setbacks.

The ideal candidate is an expert problem-solver who thrives in ambiguity, is highly curious about technology and finance, and has a track record in both.

PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.   PayJoy Principles   Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening