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Descrição da vaga
<p>At <strong>SumUp</strong>, we believe small merchants are the heartbeat of our communities. By joining the <strong>Lending</strong> <strong>tribe</strong>, you'll help launch a new financing product designed for the roughly 50 million registered and informal sole traders in Brazil who currently can't access affordable credit.</p>
<p>As a <strong>Senior Software Engineer</strong>, you'll be the technical anchor of a brand new squad, operating with real autonomy. This is a role for someone who's energised by ambiguity, comfortable owning hard decisions without a playbook to follow, and excited to help shape a lending product from the ground up in a fast-moving, regulated market.</p>
<hr>
<h3><strong>What you'll do</strong></h3>
<ul>
<li><strong>Build the onboarding journey:</strong> Design and build the onboarding experience for non SumUp customers, including KYC and Open Finance account and income data integration</li>
<li><strong>Own the repayment integration:</strong> Lead the technical relationship with our Open Finance partner alongside the Bank squad</li>
<li><strong>Deliver the product end to end:</strong> Build the core lending product experience, from credit assessment through to servicing and collections</li>
<li><strong>Power the credit decisioning:</strong> Connect Open Finance data to underwriting models to support fast, reliable credit decisions</li>
<li><strong>Set the technical direction:</strong> Make high impact architecture calls with minimal guidance, and coach mid level and entry level engineers</li>
<li><strong>Navigate the regulatory landscape: </strong>Partner closely with the Bank squad, Compliance, and our Open Finance external integration partner on Open Finance requirements in Brazil</li>
</ul>
<hr>
<p><strong>What makes you a great fit</strong></p>
<ul>
<li>Have experience designing and owning complex distributed systems end to end, ideally backed by around 6 years in software engineering</li>
<li>Have strong knowledge of Open Finance or Open Banking integrations, gained from working inside a bank, fintech, or another regulated financial product</li>
<li>Feel comfortable working in Golang on backend systems, with the flexibility to work confidently in another language such as Java, Kotlin, Python, or Ruby</li>
<li>Can identify gaps and ambiguity early, weigh up tradeoffs, and drive decisions without waiting for perfect information</li>
<li>Shares excitement about building a new product from scratch and exploring unfamiliar territory rather than maintaining something established</li>
</ul>
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<p><strong>Why you should join SumUp</strong><strong><br></strong><strong>🌍 Global Experience</strong>: Collaborate with a diverse team of 3,000+ people from over 90 countries, and join our global off-sites and hackathons.</p>
<p>🤝 <strong>Collaborative Culture:</strong> Join a team that values diversity, innovation, and teamwork, where your ideas and contributions truly matter.</p>
<p><strong>📈 Career Growth</strong>: Be part of a global team working on large-scale fintech products used by millions of businesses.</p>
<p><strong>💙 Great Benefits</strong>: Health plans, meal vouchers (VR), Zenklub, Wellhub, life insurance, childcare allowance, and more.</p>
<p><strong>📚 Learning & Development</strong>: Access an annual budget of <strong>R$ 10,000</strong> for education, certifications, and conferences.</p>
<p><strong>🌴 Time Off</strong>: Enjoy <strong>30 additional days off </strong>through our <strong>Break4Me</strong> program after 3 years at SumUp.</p>
<p><strong>💸 Grow with Us: </strong>Participate in our virtual stock program and benefit from SumUp’s success with company shares.</p>
<p><br><strong>Learn More About SumUp</strong><strong><br></strong><strong>🇧🇷 </strong><a href="https://www.youtube.com/watch?v=8LwAYCUtfXQ"><strong>Office tour at São Paulo </strong></a></p>
<p><strong>💡 </strong><a href="https://www.youtube.com/watch?v=7m8wlYCwlO4"><strong>Ask me anything: Engineering at SumUp</strong></a></p>
<p><strong>🚀</strong><a href="https://www.linkedin.com/posts/sumup_insidesumup-innovation-hackathon-activity-7245403147458752513-0PD7?utm_source=share&utm_medium=member_desktop"><strong> </strong><strong>SumUp’s Innovation Hackathon</strong></a></p>
<p><strong>🤝</strong><a href="https://www.sumup.com/careers/how-we-hire/"><strong> </strong><strong>Get to know our hiring process</strong></a></p>
<p><strong>Ready to Join us?</strong><strong><br></strong>Apply now and help us shape the future of financial solutions for small businesses</p>
<p> </p><div class="content-conclusion"><p><strong>Job Application Tip</strong></p>
<p><span style="font-weight: 400;">We recognise that candidates feel they need to meet 100% of the job criteria in order to apply for a job. Please note that this is only a guide. If you don’t tick every box, it’s ok too because it means you have room to learn and develop your career at SumUp.</span></p></div>