Backend Engineer, Payments and Risk

<p><strong><em>Note:&nbsp;</em></strong><em>if you are an intern, new grad, staff, frontend or fullstack applicant, please do not apply using this link and visit our </em><a href="https://stripe.com/jobs/search"><em>jobs page</em></a><em> for those specific postings.</em></p> <h2><strong>Who we are</strong></h2> <h3><strong>About Stripe</strong></h3> <p><strong>Stripe is a financial infrastructure platform for businesses.</strong>&nbsp;Millions of companies — from the world's largest enterprises to the most ambitious startups — use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.</p> <hr> <p><strong>About the Organization</strong></p> <p>Payments and Risk</p> <p>Sub-orgs: Link and OCS, Payments Acceptance, Risk</p> <p>The Payments organization focuses on developing products and platforms that enable users to accept payments from customers efficiently. This includes building APIs for processing payments, enabling regional, non-card payment options, and extending Stripe's capabilities to make it easy for businesses to accept in-person payments. Optimized Checkout and Link teams work to create best-in-class checkout experiences that enhance customer satisfaction and drive merchant conversion rates. The Risk Engineering team develops products that minimize financial and regulatory risks while ensuring a seamless user experience, thereby safeguarding Stripe's brand and financial stability.</p> <p>Team Matching: Exact team matching for one of the sub-teams will begin during final stages. Please note we may also consider you for different orgs based on your experience, location, etc.&nbsp;</p> <hr> <p><strong>What you'll do</strong></p> <p>We're looking for backend engineers who want to make an impact on managing money at a global scale with a passion for building ergonomic APIs. Our team collaborates with many cross-functional teams — from Infrastructure to Product — to deliver innovative solutions that address evolving user needs.</p> <p><strong>Responsibilities</strong></p> <ul> <li>Design, build, and maintain APIs, services, and large-scale systems that reliably and efficiently handle billions of money movement requests</li> <li>Debug and solve critical production issues across services and multiple levels of the stack</li> <li>Mentor engineers to help them grow</li> <li>Collaborate with stakeholders across the company to build new features at large scale, while improving internal engineering standards, tooling, and processes</li> <li>Collaborate effectively in a distributed and hybrid team, maintaining open communication and strong connections with colleagues</li> </ul> <hr> <p><strong>Who you are</strong></p> <p>We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.</p> <p><strong>Minimum requirements</strong></p> <ul> <li>2+ years of industry software engineering experience (does not include internships or co-ops)</li> <li>Strong coding skills in any programming language (we understand new languages can be learned on the job, so our interview process is language agnostic)</li> <li>Strong collaboration skills; can work across workstreams within your team and contribute to your peers' success</li> <li>Ability to thrive with a high degree of autonomy and ownership, with an entrepreneurial mindset</li> <li>Interested in working as a generalist across varying technologies and stacks to solve problems and delight both internal and external users</li> </ul> <p><strong>Preferred qualifications</strong></p> <ul> <li>Experience with large-scale financial tracking systems</li> <li>Good understanding and practical knowledge of cloud-based services (e.g., gRPC, GraphQL, Docker/Kubernetes, AWS, etc.)</li> </ul>