Principal Engineer

<div class="content-intro"><p><strong>About Payoneer</strong></p> <p>Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 countries and territories.</p> <p>By taking the complexity out of the financial workflows–including everything from global payments and compliance to multi-currency and workforce management, to providing working capital and business intelligence–we give businesses the tools they need to work efficiently worldwide and grow with confidence.</p></div><p class="s3"><span class="s2">Principal Engineer – Backend</span></p> <p class="s3"><strong><span class="s4">About Payoneer</span></strong></p> <p class="s3"><span class="s5">Payoneer empowers businesses, professionals, and enterprises to participate in the global economy by enabling seamless cross-border payments and financial services. Our technology powers critical financial workflows at global scale, with a strong focus on reliability, security, scalability, and innovation.</span></p> <p class="s3"><strong><span class="s4">The Opportunity</span></strong></p> <p class="s3"><span class="s5">We are looking for a<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">Principal Engineer – Backend</span><span class="s5"><span class="Apple-converted-space">&nbsp;</span>to provide technical leadership across Payoneer's backend engineering organization and help shape the next generation of our distributed financial systems.</span></p> <p class="s3"><span class="s5">This is a high-impact individual contributor role for an engineer who combines<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">deep expertise in distributed systems and backend architecture with strong product thinking and organizational influence</span><span class="s5">.</span></p> <p class="s3"><span class="s5">As a Principal Engineer, you will work on some of Payoneer's most complex technical challenges, define architectural direction, drive engineering excellence, and enable multiple teams to build reliable, scalable, and resilient systems.</span></p> <p class="s3"><span class="s5">The role also requires an<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">AI-first mindset</span><span class="s5"><span class="Apple-converted-space">&nbsp;</span>in<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">identifying opportunities to use AI and agentic technologies to improve how we build, operate, and evolve our products and engineering systems. You will also help explore and build systems using emerging protocols and technologies such as<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">MCP (Model Context Protocol)</span><span class="s5">.</span></p> <p class="s3"><strong><span class="s4">What You'll Do</span></strong></p> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Define and drive the<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">technical and architectural vision</span><span class="s5"><span class="Apple-converted-space">&nbsp;</span>for large-scale backend systems and distributed platforms.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Design and build<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">highly scalable, resilient, secure, and fault-tolerant distributed systems</span><span class="s5"><span class="Apple-converted-space">&nbsp;</span>supporting Payoneer's global financial infrastructure.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Solve complex technical problems spanning multiple systems, services, teams, and domains.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Drive architectural decisions and establish engineering patterns, standards, and best practices across teams.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Lead the evolution of backend platforms toward greater<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">scalability, reliability, observability, performance, and developer productivity</span><span class="s5">.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Act as a technical leader and trusted advisor to engineering leadership, product leaders, and other stakeholders.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Work closely with engineering teams to identify and address<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">systemic technical challenges and technical debt</span><span class="s5">.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Champion an<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">AI-first approach to software engineering</span><span class="s5">, identifying opportunities to leverage LLMs, AI agents, automation, and intelligent developer tooling across the software development lifecycle.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Explore, prototype, and drive adoption of emerging AI technologies, including<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">MCP (Model Context Protocol)</span><span class="s5"><span class="Apple-converted-space">&nbsp;</span>and agent-based architectures, where they can create meaningful business or engineering value.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Partner with teams across engineering, product, security, infrastructure, data, and other functions to solve complex cross-domain problems.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Influence technical strategy across<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">multiple engineering teams and organizational boundaries</span><span class="s5">, without relying solely on direct authority.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Mentor and coach<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">engineering leads, senior engineers, and architects</span><span class="s5">, helping raise the technical bar across the organization.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Help develop the next generation of technical leaders through architecture reviews, design discussions, technical mentorship, and knowledge sharing.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Establish and promote practices around<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">engineering excellence, system design, reliability, security, testing, observability, and operational readiness</span><span class="s5">.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Lead technical initiatives that require coordination across geographically distributed and cross-functional teams.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Communicate complex technical concepts clearly to both technical and non-technical stakeholders.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Stay current with emerging technologies and continuously evaluate how they can improve Payoneer's engineering capabilities.</span></div> <p class="s3"><strong><span class="s4">What We're Looking For</span></strong></p> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Extensive experience designing and building<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">large-scale distributed systems</span><span class="s5"><span class="Apple-converted-space">&nbsp;</span>and backend platforms.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Strong expertise in backend engineering, system architecture, APIs, microservices, data-intensive systems, and cloud-native architectures.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Deep understanding of distributed systems concepts including<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">consistency, availability, fault tolerance, concurrency, distributed transactions, messaging, event-driven architectures, and scalability</span><span class="s5">.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Proven experience leading architecture and technical strategy across<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">multiple engineering teams or complex technology domains</span><span class="s5">.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Strong track record of taking ambiguous, complex problems and translating them into scalable technical solutions.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Experience operating systems at significant scale with strong requirements around<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">availability, performance, security, and reliability</span><span class="s5">.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Strong understanding of cloud infrastructure, observability, production operations, and modern software engineering practices.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Experience with AI/LLM technologies and a demonstrated interest in building<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">AI-first engineering systems and workflows</span><span class="s5">.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Familiarity with<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">AI agents, MCP (Model Context Protocol), tool calling, agentic workflows, or similar emerging AI technologies</span><span class="s5"><span class="Apple-converted-space">&nbsp;</span>is highly desirable.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Excellent communication and stakeholder-management skills, with the ability to influence engineering and product decisions across organizational boundaries.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Demonstrated ability to mentor<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">senior engineers,<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">tech<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">leads, and technical leaders</span><span class="s5">.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Strong product mindset and the ability to balance technical excellence with business outcomes.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Comfortable working in a<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">globally distributed, cross-functional engineering environment</span><span class="s5">.</span></div> <p class="s3"><strong><span class="s4">What Success Looks Like</span></strong></p> <p class="s3"><span class="s5">In this role, success means having an impact beyond the systems you directly build.</span></p> <p class="s3"><span class="s5">You will:</span></p> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Shape the architecture and technical direction of critical Payoneer platforms.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Enable multiple engineering teams to build and operate better distributed systems.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Raise the technical bar through mentorship, architecture leadership, and engineering practices.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Help Payoneer adopt an<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">AI-first engineering culture</span><span class="s5"><span class="Apple-converted-space">&nbsp;</span>and identify high-value opportunities for AI and agentic technologies.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Drive successful adoption of emerging technologies such as MCP where appropriate.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Improve the scalability, reliability, security, and efficiency of our platforms.</span></div> <div class="s8"><span class="s7">•<span class="Apple-converted-space">&nbsp;</span></span><span class="s5">Become a trusted technical partner to engineering, product, and business leadership.</span></div> <p class="s3"><strong><span class="s4">Why This Role</span></strong></p> <p class="s3"><span class="s5">The Principal Engineer role provides an opportunity to operate at the intersection of<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">technology, architecture, product, and organizational leadership</span><span class="s5">.</span></p> <p class="s3"><span class="s5">You will work on complex problems at global scale, influence technology strategy across teams, mentor the next generation of engineering leaders, and help shape how Payoneer builds software in an increasingly<span class="Apple-converted-space">&nbsp;</span></span><span class="s6">AI-first world</span><span class="s5">.</span></p><div class="content-conclusion"><p><strong><span data-contrast="auto">The Payoneer Ways of Working</span></strong><span data-ccp-props="{&quot;335559738&quot;:240,&quot;335559739&quot;:0}">&nbsp;</span></p> <p style="line-height: 1;"><strong><span data-contrast="auto">Act as our customer’s partner on the inside</span></strong><span data-ccp-props="{&quot;335559739&quot;:0}"> <br></span><em><span data-contrast="auto">Learning what they need and creating what will help them go further.</span></em><span data-ccp-props="{&quot;335559739&quot;:0}">&nbsp;</span></p> <p><strong><span data-contrast="auto">Do it. Own it.</span></strong><span data-ccp-props="{&quot;335559739&quot;:0}"> <br></span><em><span data-contrast="auto">Being fearlessly accountable in everything we do.</span></em><span data-ccp-props="{&quot;335559739&quot;:0}">&nbsp;</span></p> <p><span data-ccp-props="{&quot;335559739&quot;:0}"><strong><span data-contrast="auto">Continuously improve</span></strong> <br><em><span data-contrast="auto">Always striving for a higher standard than our last.</span></em>&nbsp;</span></p> <p><strong><span data-contrast="auto">Build each other up</span></strong><span data-ccp-props="{&quot;335559739&quot;:0}">&nbsp;<br></span><em><span data-contrast="auto">Helping each other grow, as professionals and people.</span></em><span data-ccp-props="{&quot;335559739&quot;:0}">&nbsp;</span></p> <p style="line-height: 1;"><span data-contrast="auto"><span data-teams="true">If this sounds like a business, a community, and a mission you want to be part of, apply today.</span></span></p> <p><em>We are committed to providing a diverse and inclusive workplace. Payoneer is an equal opportunity employer, and all qualified applicants will receive consideration for employment no matter your race, color, ancestry, religion, sex, sexual orientation, gender identity, national origin, age, disability status, protected veteran status, or any other characteristic protected by law. If you require reasonable accommodation at any stage of the hiring process, please speak to the recruiter managing the role for any adjustments. Decisions about requests for reasonable accommodation are made on a case-by-case basis.</em></p></div>