Risk Control Principal Product Specialist

<div class="content-intro"><p><strong>About Us</strong></p> <div data-page-id="HladdPLXIoNz4nxkqkCuk4rAs8v" data-lark-html-role="root" data-docx-has-block-data="false"> <div class="ace-line ace-line old-record-id-XCikdRR2xoZIjdxtCKcuOflrs8d">Established in 2018, Bybit is one of the world’s leading cryptocurrency exchanges and digital financial platforms, serving over 80 million users across more than 200 countries and regions. Powered by world-class technology and a user-first mindset, Bybit delivers a seamless ecosystem across trading, payments, wealth management, custody, institutional services, and Web3 — connecting users to the future of digital finance.</div> <div class="ace-line ace-line old-record-id-IF06dI0MPoBwYfxbZ4zui13HsoC">&nbsp;</div> <div class="ace-line ace-line old-record-id-X5EbdOwvMoYuOmxQBbuueUEDsDd">Our core values define how we build. We listen, care and improve to create products and experiences that put users first. Backed by a global team of ambitious builders, problem-solvers, and innovators, we foster a high-performance and fast-moving environment where talent is empowered to drive real impact at the global scale. Supported by 24/7 multilingual customer service and a strong commitment to innovation, we are shaping the future of finance through technology, collaboration, and bold execution.</div> <div class="ace-line ace-line old-record-id-LtVud2dO7oglqJxxZoOucqjJsPc">&nbsp;</div> <div class="ace-line ace-line old-record-id-RMHkdm4bPo66l3xMVO8ui1o8sle">Today, Bybit is recognized as one of the most trusted and transparent platforms in the digital asset industry, continuing to expand its global presence while building the infrastructure for the next generation of financial services.</div> </div></div><div data-page-id="WDaEdlpaJozHRrxLUfLueLgPs3d" data-lark-html-role="root" data-docx-has-block-data="false"> <div class="ace-line ace-line old-record-id-F33PdxPRQorPP0xVoreum4BAsfg"><strong>Role Overview</strong></div> <div class="ace-line ace-line old-record-id-NKwTdt1zgo386IxI83XuoGj9sBg">Own the full lifecycle of our fiat risk control products, covering fraud prevention and AML across high-frequency fiat deposit, withdrawal, and payment flows. The focus is on the underlying risk mechanisms: how transactions are screened, scored, held, and released in real time. Combine risk insight with business needs to plan, design, iterate, and optimize an efficient, intelligent risk control system that protects the platform without adding unnecessary user friction.</div> <div class="ace-line ace-line old-record-id-VejLdzbKXonShuxsTIyuoP2csqv">&nbsp;</div> <div class="ace-line ace-line old-record-id-TNJedqnMFod2GoxKKcduXCWDsoe"><strong>Key Responsibilities</strong></div> <ol class="list-number1"> <li class="ace-line ace-line old-record-id-RXJ7dbPuRoemDwx8ZRduTIdmspe" data-list="number"> <div><strong>Risk Mechanism &amp; Product Design</strong></div> </li> </ol> <ul class="list-bullet1"> <li class="ace-line ace-line old-record-id-BRTgdFUyoo8DU7xELXvujLm6syc" data-list="bullet"> <div>Own the roadmap for fiat and payment risk control systems, including transaction monitoring and fraud detection</div> </li> <li class="ace-line ace-line old-record-id-Imcjdl98Yo6s6pxnoM8uGhoesBc" data-list="bullet"> <div>Design and iterate on core mechanisms such as rule engines, decision flows, risk tiering, holds and releases, and automated interdiction</div> </li> <li class="ace-line ace-line old-record-id-HZaAdYMlKoZyHsxNupvuXRXusxg" data-list="bullet"> <div>Define the logic behind risk parameters (limits, velocity thresholds, triggers, escalation paths) and balance risk coverage against user friction</div> </li> </ul> <ol class="list-number1"> <li class="ace-line ace-line old-record-id-ASp1d67ANo3j4zxuu21uGFOusld" data-list="number"> <div><strong>High-Frequency Transaction Risk</strong></div> </li> </ol> <ul class="list-bullet1"> <li class="ace-line ace-line old-record-id-GOBRdlZibozufSxE9AIuRqhDsPh" data-list="bullet"> <div>Design controls that operate under high concurrency and strict latency requirements across fiat on/off-ramp, card acquiring, card issuing, and payment transaction risk control</div> </li> <li class="ace-line ace-line old-record-id-Hhmadi9VroJv2AxxF51ue1GrsGc" data-list="bullet"> <div>Work with Engineering on real-time data pipelines, rule execution performance, fallback and degradation strategies, and stability under peak load</div> </li> <li class="ace-line ace-line old-record-id-MscudZ2WioOcTbxg7y5uDqH3sjh" data-list="bullet"> <div>Detect and close gaps around abnormal patterns such as velocity abuse, account takeover, card fraud, chargebacks, mule accounts, and structuring</div> </li> </ul> <ol class="list-number1"> <li class="ace-line ace-line old-record-id-OJopdLkcCowxGGx92bvupMY6sDc" data-list="number"> <div><strong>AI-Powered Risk Control Capabilities</strong></div> </li> </ol> <ul class="list-bullet1"> <li class="ace-line ace-line old-record-id-HxjudBqp9oeGlgxzCxgulgLGsUg" data-list="bullet"> <div>Use AI to improve user conversion rates and reduce blockers in risk control flows</div> </li> <li class="ace-line ace-line old-record-id-FTYndXakLoAESIxasCZu6y4vsif" data-list="bullet"> <div>Optimize risk-related communications delivered to customers during transactions</div> </li> <li class="ace-line ace-line old-record-id-MGT7dOFIwo3v3XxAjrkuRi4tsnc" data-list="bullet"> <div>Use AI to proactively guide users through document submission and identity verification, helping them resolve account restrictions or blocks imposed by risk controls</div> </li> </ul> <ol class="list-number1"> <li class="ace-line ace-line old-record-id-EP0gdyfHLoMPalxzqlpuG5ynspe" data-list="number"> <div><strong>Requirement Analysis &amp; Product Planning</strong></div> </li> </ol> <ul class="list-bullet1"> <li class="ace-line ace-line old-record-id-SxUxdzOFKoZZkexYKYpu70Kusdb" data-list="bullet"> <div>Explore risk control requirements across business scenarios; combine industry trends and company strategy to set long-term plans and short-term iteration goals</div> </li> <li class="ace-line ace-line old-record-id-PrAEdI8tcoFKB2xMHfQu5RMZszc" data-list="bullet"> <div>Produce high-quality PRDs that define functionality, performance, security, and other standards</div> </li> </ul> <ol class="list-number1"> <li class="ace-line ace-line old-record-id-BqVOdNf6PoBysyxahBZuJkqZstd" data-list="number"> <div><strong>Delivery &amp; Cross-functional Collaboration</strong></div> </li> </ol> <ul class="list-bullet1"> <li class="ace-line ace-line old-record-id-WFr5dwGRZoDTebxeG2YuCTPWsqe" data-list="bullet"> <div>Lead prototype design and implementation; coordinate Technology, Data, Compliance, and Operations to deliver on time and at quality</div> </li> <li class="ace-line ace-line old-record-id-V2Gpd5FwtoWRsHxkcrhuFPRSs9a" data-list="bullet"> <div>Communicate the value and usage guidelines of risk products, answer questions, and ensure risk strategies are implemented effectively across business lines</div> </li> <li class="ace-line ace-line old-record-id-I6yqdoMJ3oU3dqxZ5vwuaPtJs3g" data-list="bullet"> <div>Translate AML requirements into product capabilities, including transaction monitoring scenarios, sanctions and watchlist screening, and suspicious activity workflows</div> </li> <li class="ace-line ace-line old-record-id-UsHEdnecOo4fkZxBmRBuj9q9spg" data-list="bullet"> <div>Support audit and regulatory inquiries with clear documentation of risk logic</div> </li> </ul> <ol class="list-number1"> <li class="ace-line ace-line old-record-id-NpG4dnre1oHoN0xZtmAu5FBesXd" data-list="number"> <div><strong>Data Analysis &amp; Optimization</strong></div> </li> </ol> <ul class="list-bullet1"> <li class="ace-line ace-line old-record-id-Db9KdaiTeojlR8xeZL1uKpAmslb" data-list="bullet"> <div>Continuously monitor product data and evaluate the effectiveness of risk strategies and product features</div> </li> <li class="ace-line ace-line old-record-id-NeTpdwz9foyEzGxQRmtujjqfsVg" data-list="bullet"> <div>Define metrics (false positive rate, interception rate, fraud loss rate, case handling time, decision latency) and drive data-based iteration</div> </li> <li class="ace-line ace-line old-record-id-SZeVd8lGYoWwNyxQFb0uHAtSsZb" data-list="bullet"> <div>Run back-testing and A/B validation before rule or model rollout</div> </li> <li class="ace-line ace-line old-record-id-ZPJqd9FTsofixexy5FJu9McbsTx" data-list="bullet"> <div>Build feedback loops between case management, operations, and strategy tuning; support incident handling, root cause analysis, and post-incident reviews</div> </li> </ul> <div class="ace-line ace-line old-record-id-VtzodBUkKo9363xaHpuuJxImsQh">&nbsp;</div> <div class="ace-line ace-line old-record-id-GZ6MdXy7Bo9k0wxvXlDuMmlKsqc"><strong>Requirements</strong></div> <ul class="list-bullet1"> <li class="ace-line ace-line old-record-id-B8s4dP5oqohNaWx4KP7ugLCwsif" data-list="bullet"> <div>Bachelor's degree or above in Computer Science, Mathematics, Statistics, Finance, Engineering, or a related field</div> </li> <li class="ace-line ace-line old-record-id-CngoddZcvoJDN3xhG5puXpX4sYV" data-list="bullet"> <div>3+ years of experience in risk control product design, with familiarity with the risk control processes of at least one field such as payments, credit, or e-commerce; experience in high-volume transaction environments strongly preferred</div> </li> <li class="ace-line ace-line old-record-id-S4qDdsKO8ocN9axC58ZudOfisyg" data-list="bullet"> <div>Has led complete risk control product design and launch projects</div> </li> <li class="ace-line ace-line old-record-id-GJHtd6ypHoz6oAxvCEZuHDHTshd" data-list="bullet"> <div>Hands-on experience in risk strategy formulation, model building, and rule engine design</div> </li> <li class="ace-line ace-line old-record-id-G3EHd3pRToDhzHxFn6iuiiAVs4d" data-list="bullet"> <div>Solid understanding of fraud and AML mechanisms: rule engines, risk scoring, transaction monitoring, sanctions screening, and real-time decisioning</div> </li> <li class="ace-line ace-line old-record-id-GUCVd7ufHoTSSKxjYFOuv0SGsNf" data-list="bullet"> <div>Familiarity with fiat payment flows, including card schemes (Visa/Mastercard), bank transfers, chargebacks, and payment fraud typologies</div> </li> <li class="ace-line ace-line old-record-id-TBhrdRqlfo6VyuxFhhHuzskhsjg" data-list="bullet"> <div>Familiar with risk control technologies and tools (risk models, anti-fraud systems, decision engines) and the application of machine learning in risk control</div> </li> <li class="ace-line ace-line old-record-id-AU79dWJfSogBKbxVylwuB6Nms67" data-list="bullet"> <div>Strong data analysis skills: SQL and Python for data extraction, analysis, and visualization</div> </li> <li class="ace-line ace-line old-record-id-BGhYd30Avo8JJVxynOiu13Hjsoh" data-list="bullet"> <div>Able to discuss system design (latency, throughput, data consistency) credibly with engineers</div> </li> <li class="ace-line ace-line old-record-id-GYi0dq3oFo1pxJxMrgPuDd8Qsco" data-list="bullet"> <div>Familiar with financial regulations and regulatory policies, with a strong sense of compliance</div> </li> <li class="ace-line ace-line old-record-id-UZ35duMl8ojhVsxJMCXudyDdsWh" data-list="bullet"> <div>Strong logical thinking, problem-solving, communication, and coordination skills; able to drive alignment with Compliance and Operations</div> </li> <li class="ace-line ace-line old-record-id-IS0Jdgj9Go85DuxUFkau5030sFh" data-list="bullet"> <div>Rigorous and responsible, with strong stress resistance in high-pressure environments</div> </li> <li class="ace-line ace-line old-record-id-JXUrdZudAoBfk6xwoTcuMLsHsQj" data-list="bullet"> <div>Fluent English; Mandarin is a plus</div> </li> </ul> <div class="ace-line ace-line old-record-id-DfkQdPb6xoYRW7xudCGucSIGsDR">&nbsp;</div> <div class="ace-line ace-line old-record-id-PrBEdviJBoiwWZx9gu1u4FQTsLf"><strong>Nice to Have</strong></div> <ul class="list-bullet1"> <li class="ace-line ace-line old-record-id-JkyQdPKwho30moxhKFruzjVbsGd" data-list="bullet"> <div>Experience at a crypto exchange, bank, payment company, or fintech</div> </li> <li class="ace-line ace-line old-record-id-Rkp9dnHpLoqlfMxzispuKpmWsJe" data-list="bullet"> <div>AI knowledge is a plus for this role</div> </li> <li class="ace-line ace-line old-record-id-StDod2LUpodZRfxcM8TuvpX4syJ" data-list="bullet"> <div>Knowledge of AML regulatory frameworks (FATF, MiCA, PSD2) is a plus</div> </li> </ul> </div><div class="content-conclusion"><p><strong>Why Join Us</strong><br>At Bybit, we are committed to fostering a supportive and enriching work environment.&nbsp;<br>Our benefits include:<br>- Study Growth Fund: We support your professional development and continuous learning.<br>- Internal Events: Participate in regular team-building activities, workshops, and events designed to promote collaboration and innovation.<br>- Global Collaboration: Be part of a diverse, international team, working alongside colleagues from around the world.<br>- Career Advancement: Access opportunities for growth and advancement within a rapidly expanding global company.<br>- Internal Mobility: Grow with us- Your long-term development is important to us. We offer internal job opportunities to help build your career path.</p></div>