ALM Senior Specialist

Nu serves more than 140 million customers, guided by a mission to fight complexity and empower people. The company has been leading an industry transformation through innovative products and human-centered services.

Proprietary technology and data at scale power Nu’s digital platform, built to promote financial access, advancement, and transparency. Its business model thrives on customer love and lower costs, feeding a flywheel of growth and profitability.

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At Nubank, the ALM area plays a strategic role by planning and managing liquidity, funding, and interest rate risk, which provides a global view of the bank as a whole.

The Senior ALM Analyst works on solving advanced analytical problems, using data, experience, and tools. They work in close collaboration with finance teams, such as FP&A and Controllership, as well as with risk areas and internal stakeholders.

• Strategically planning and managing long-term liquidity and funding structure, interest rate risk of the banking book (IRRBB), and the funds transfer pricing (FTP) framework.

• Solving advanced analytical problems using data, experience, and tools.

• Developing a global financial view of Nubank's business as a whole.

• Supporting liquidity and funding management for national and international operations.

• Collaborating with team members and other teams in a constructive and data-driven manner.

Required

• Experience with balance sheet management, risk management, or asset and liability management (ALM), or related areas.

• An analytical background.

• Statistical and forecasting skills.

• Interest or knowledge in data manipulation tools (such as DataBricks, SQL, Python, and SAS).

• Previous experience in related areas is a plus (e.g., ALM Treasury, Market and Liquidity Risk, Financial Planning, etc.).

• Advanced English proficiency.

Location

São Paulo, Brasil

Work model

Hybrid 2-3 times/week: Our hybrid work model brings us to the office at least twice a week, on strategic days designed to maximize team connection and collaboration. For more details, visit https://building.nubank.com/nu-hybrid-work-model/

Office requirement

For more details, visit https://building.nubank.com/nu-hybrid-work-model/

• Chance of earning equity at Nubank

• Food/ Meal Card (Vale-Refeição and/or Vale Alimentação)

• Public Transportation Commuting Benefit (Vale-Transporte)

• NuCare – Psychological, Financial and Legal Assistance Program

• Life Insurance

• Medical Plan

• Dental Plan

• NuLanguage – Language Course Program

• Nucleo - Our learning platform of courses

• Extended Parental Leave

• Daycare Allowance

• Parental Consultancy

• Work-from-home Allowance

• Gym Partnerships

Our recruitment process may involve the use of artificial intelligence–enabled tools, such as automated interview transcription and analysis, to support the evaluation process. Artificial intelligence is not used to make final hiring decisions; all decisions are made by human reviewers.

To maintain a consistent and fair process for every candidate, Nu does not provide individualized technical feedback. See how our policy works here